Whose Tree Is It?
WHOSE TREE IS IT? A Common question we hear frequently is “If my neighbors tree falls on my property, who is responsible for the damage?” This usually occurs when someone has a neighbor who has a good sized tree that…
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Address: 789 N US HWY 23 Paintsville, Kentucky 41240
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Phone: (606)-887-1440
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Email: agents@appainsurance.com
Is your carport or garage covered?
Is your Carport or Garage covered? Its important to know how your home insurance policy covers your carport, garage, or storage shed. Its also important to understand how your home insurance policy covers structures if they are attached or detached…
If You’re a Landlord, you need this Coverage…
If You’re A Landlord, You need this Coverage… If you own property that you rent to others, you have to carry a Landlord policy which covers the building, other structures on the property, loss of income, and liability. You also…
What is a Deductible?
What is a deductible? A common term that you have probably heard before if you’ve bought any kind of insurance is a deductible. It doesn’t matter if its for auto, home, or some type of business coverage, you were…
Homeowners vs. Landlord Policy
Differences Between a Homeowners and Landlord Policy… If you own a home, you are probably familiar with a homeowners policy. If you happen to own other property that you rent to others, you may have or will need to get…
Tips When Buying Rental Property
Tips When Buying Rental Property If you are thinking about buying property to rent to others, or maybe you already have several properties that you rent to others, here are a few tips to look at for before you…
It’s Deer Season…
It’s Deer Season… What does that have to do with you? Typically this time of year, Later October through November, deer activity is heightened. Deer move more during the early morning, through the night, and in the early evening this…
3 Tips to Getting a Better Workers Comp Rate
3 Tips To Getting Better Workers Comp Insurance As a business owner, it’s your responsibility to provide a safe work environment for your employees. However, accidents happen. If your employees get hurt or sick on the job, workers’ compensation benefits…
How much Coverage Do I Need on My Home?
How Much Coverage Do I Need on My Home? What’s one of the greatest risks you can take when buying homeowner’s insurance? Not buying enough. Unfortunately, three in five Americans are underinsured– and aren’t even aware of it. It’s vital…
How to Switch Home insurance when you Escrow
Can you switch your home insurance if it’s escrowed? If you’re buying a new home or you’ve owned your home for a while, you may be familiar or may be getting ready to be familiar with what the mortgage industry…